Job Description & Responsibilities :-

1. Business Financials Daily Weekly Monthly monitoring of the accomplishment of targets according to the annual monthly targets established for the area and branches under hisher responsibility to provide guidance and solutions to hisher team as required

2. Assign targets and results on daily weekly monthly basis of portfolio of risk by different categories such as days in arrears number of installment due amount within hisher region by area branch loan officer with the objective to identify tendencies and risks

3. Supports Loan Officers in hisher area in their duties of client visits risk assessment and recovery strategies

4. Efficient staffing by timely recruitment training Implement supervise and control effectiveness of commercial strategy with hisher team to reach the productivity and growth targets established

5. Approve deviations and exceptions according to policy in place

6. Ensure supervise the correct implementation of the credit procedures including all the respective tools

7. Customer Both Internal External Ensure customers are educated about all products services offered by Ujjivan

8. Ensure lower customer attrition by providing different products as per customer requirement

9. Focus on lower TAT as per laid down standards Internal Process

10. Ensure compliance with lending guidelines quality framework and audit requirements ensure speedy resolution of any audit observations and take necessary steps to prevent recurrence audit and other regulations

11. Monitor health of portfolio Sanctioning of loans according to the policy in place

12. Ensure supervise the correct implementation of the credit procedures including all the respective tools

13. Discuss strategies and changes in terms of products capacity building procedures etc Innovation Learning

14. Ensure that all members of his team are up to date on all relevant circulars and all products services offered in the Branch Evaluate the staff competences in terms of promotion business assessment and credit risk assessment capacity and propose solutions for improvement

15. Ensure adherence to training man days mandatory training programs for self and reporters Ensure goal setting midyear review and annual appraisal process within specified timelines for self and reporters.